Securing a mortgage hinges on a healthy Debt-to-Income (DTI) ratio. It’s not just about earnings but managing what you owe. Here’s how to tilt the scales in your favor:
Pay Down Existing Debts: Reduce monthly burdens by clearing loans.
Consolidate Debts: Merge multiple dues into one for easier management.
Refinance High-Interest Debts: Lower monthly payments by securing better rates.
Boost Your Income: Side gigs can significantly enhance your financial stance.
For comprehensive strategies and a deeper dive, check out the full guide on improving your DTI by Clicking Here.
Over 5 years, I’ve been a multi-million-dollar top producer with topnotch marketing, sales, and—above all else—a vast network and resources to achieve your real estate goals. I am a second generation Sarasotan and I love this city! I have since learned the intricacies of each neighborhood, each having its own unique and interesting history. Real estate is my true passion and I have built lasting relationships with many happy and satisfied clients. Let me be your local expert and help guide you through the market and process I know best. Let’s get on a call if you or someone you know is interested, my direct line is 941-284-0283.
