Buydowns vs. Price Reductions: Which Actually Saves Buyers More?

If you’re buying or selling a home right now, this is one of the most important conversations to have. A recent breakdown from CMG Financial compares two common strategies: price reductions and mortgage rate buydowns – and the results might surprise you. In one example, a $15,000 seller-funded buydown reduced the buyer’s rate by a full percentage point and saved $341 per month over the life of the loan. To get the same monthly savings through a price cut alone, the seller would have needed to drop the price by $30,000. Buydowns also avoid the perception that something is wrong with the property, which price reductions can sometimes signal. Whether you’re a buyer looking for lower payments or a seller deciding how to structure a deal, this comparison is well worth your time. Read the full article by Clicking Here.

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